Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is EASY, and you’ll find out in seconds if you’ve been approved.¹ To apply, you’ll need to:
*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options ¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.
²Not all applicants will be approved for $5,000.
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| FOR ALL YOUR CAR CARE NEEDS |
EVEN MORE BENEFITS
• Ability to request a credit limit increase
• 24/7 secure online account access
• Enroll in and customize account alerts
*,**Subject to credit approval.
Minimum monthly payments required. For promotional financing details, . See above for merchant locations. Gas station purchases are not eligible for promotional financing. Promotional financing is available at auto merchants where Synchrony Car Care is accepted. Promotional financing is automatically applied to qualifying purchases by Synchrony, and is reflected on the account statement. No additional action is needed by the cardholder nor the merchant. Go back
Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico. Acceptance of the Synchrony Car Care™ credit card is also determined by the merchant category code (the "MCC") associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant's payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.Go back
For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms. Go back
Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase. Go back
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